Our personal finance options can help you spread the cost of you dream massage chair with affordable monthly payments.
Interest free credit available.
Enjoy the luxury and relaxation of owning a luxury massage chair without straining your budget. Our personal finance options can help you spread the cost of you dream massage chair with affordable monthly payments.
Our interest free terms are 12, 24 or 36 months, with a minimum 10% deposit required. If you’re looking to spread the cost even further we offer interest bearing terms of 48 or 60 months, with a minimum 10% deposit required.
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Discover the pinnacle of luxury and relaxation with OGAWA. Our brand excels in the design and advancement of exceptional massage chairs and products, ensuring that your comfort and well-being are at the forefront of our innovations. Experience the transformative power of our meticulously crafted offerings, designed to elevate your relaxation experience to new heights.
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Finance FAQs
Who provides the finance?
HMW Ltd t/a Oakdale FRN: 706144 are authorised and regulated by the Financial Conduct Authority. We are a credit broker not a lender – credit is subject to status and affordability, and is provided by Novuna Personal Finance a trading style of Mitsubishi HC Capital UK PLC. Terms & Conditions Apply.
Novuna Personal Finance is one of the UK’s leading financial services company with millions of customers across the UK and reputation for providing innovative finance solutions that help consumers and businesses realise their ambitions.
Who can apply?
- In order to apply for finance you need to meet one of the following criteria:
- You must be 18 years of age or over
- UK resident for > 12 months
- Have personal bank account from which a Direct Debit can be taken
- Employed or self-employed, working minimum of 16 hours per week
- Retired person (this includes earlier retirement)
- A person on disability allowance, for which they can provide proof
- If unemployed you can apply as a “House Person”, providing you have a cohabitating spouse/partner who can provide employment details
How do I apply?
It is very easy to apply online.
- Choose the product you wish to purchase and add it to your cart
- Go to your cart and choose to pay by finance
- Choose the amount of deposit you wish to pay
- Choose the finance option (Interest Free or Interest Bearing)
- Choose the payment terms (months)
- Click “Pay by Finance”
- Complete your delivery details
- Pay your deposit
- You will be redirected to Novuna Personal Finance website to process your finance
- You’ll be asked to fill in some details so should have the following to hand:
- Previous address if you’ve moved in the last three years
- Bank details including account number and sort code
- Contact number and email address
- Once accepted, you will receive a confirmation email within 24 hours
- Please remember that any finance offer is subject to acceptance
What finance options are available?
Interest Free
Terms: 12, 24 or 36 months
0.00% APR Representative
Minimum spend for credit is £1,000
Minimum deposit of 10% is required
Representative Example:
| Price: £5,500
Deposit: £550 Amount of Credit: £4,950 Interest Rate: 0,00% p.a. fixed |
Representative: 0,00% APR
Monthly repayment: £137.50 Total Term: 36 months Total amount payable: £5,500.00 |
Interest Bearing
Terms: 48 or 60 months
9,90% APR Representative
Minimum spend for credit is £1,000
Minimum deposit of 10% is required
Representative Example:
| Price: £5,500
Deposit: £550 Amount of Credit: £4,950 Interest Rate: 9,90% p.a. fixed |
Representative: 9,90% APR
Monthly repayment: £103.92 Total Term: 60 months Total amount payable: £6,785.20 |
Do I have to pay a deposit?
Minimum deposit of 10% is required.
How do I find out how much I have left to pay?
For general account queries and support, speak to Novuna Customer Experience team on
0344 375 5500*.
Monday to Friday: 8:15am to 7:15pm
Saturday: 8:15am to 4:15pm
Sunday & Bank Holidays: Closed
*All numbers that start with 03 are charged at the same rate as standard landline numbers. Inbound and outbound calls may be recorded for training and monitoring purposes.